Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes.
But please ask bank switch related questions here:
> **[The BeermoneyUK Bank Switch Bribe Bible](https://www.reddit.com/r/beermoneyuk/comments/13hdygg/comment/jk4dv27/?context=3)**
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/beermoneyuk) if you have any questions or concerns.*
This free money offer is an absolute favourite in this subreddit, especially since a free £125 is paid to **both** referer and referee :)
#Quick guide for this free money offer:
> 1. DM me for my Co op referer details by clicking [**here**](https://www.reddit.com/message/compose/?to=Money_Spider420&subject=Coop%20Referral%20for%20theFree %20 £125)
> 2. **Switch a current account** from any other bank to Co op bank
> 3. **Deposit £800, set-up 2 Direct Debits - the direct debits can be ones that have been switched over to your new account from your old bank account or brand new ones you set up!** (use plum/ paypal/ Wealthify/ moneybox if you need extra DD’s), **make a minimum of 5 card payments, and register for Coop’s online banking services.**
> 4. Fill out this digital [**Referral form**](https://secure.eu1.adobesign.com/public/esignWidget?wid=CBFCIBAA3AAABLblqZhDPNqRia2b6uBBDeyjxEGu-PCesoSiEOViQsSCYRlzEF3qYH3ew4FNfGqtc0nkcff8) with the details I sent you in step (1)
> 5. Wait for **switch to complete**
> 6. You will be awarded a **free £125** and so will the person referring you (paid within 60 days of the switch completing)
#Tips:
> Create a burner account to switch (create an account with lloyds/ Monzo etc to switch to Co op for the free money)
> The 5 card transactions can be on anything, buy 5 x 10p top-ups on Amazon or make 5 cheap transactions in your local supermarket (Buy 5 Freddos or milkybars, 1 for each transaction)
> **Note down your switch date in your diary**
Referral scheme terms: https://www.co-operativebank.co.uk/products/bank-accounts/refer-a-friend/
Yeah it’ll transfer along with it, if anything having the DDs set up before the switch is actually better because Coop tends to pay those accounts out much quicker (A friend that works for Coop confirmed this).
Will happily guide and or walk someone through if needed. Make sure to note down your switch dates for the referral form! I see lots forget and it's a key part for the form! Hope everyone's switch goes smoothly and I'd very grateful if and appreciate if anyone decided to message for my details, thank you.
[click here to DM me](https://www.reddit.com/message/compose/?to=Rxymo&subject=CoopReferral) :)
Hi
Anyone happy to DMtheir details for a referral?
Have just finished natwest to RBS to Ulster and Co Op is the last thing I will be eligible for anywhere for a while.
The conditions say longer, but the 1st person I referred got theirs after 30 days (think they did all the steps ASAP). Maximum according to the terms is 90 days from opening (60 days to do the steps and 30 days for payment). Any help needed, just send me a dm :)
I have an active Co-op current account so can share my details should anyone need referral details for their £125 bonus! You'll need your referrer's full name, account number, sort code, and email.
Just [DM me here for my referral details](https://www.reddit.com/message/compose/?to=TopPomegranate4432) that you'll need for the form, and I'm happy to help with any questions when you're filling it out as well!
A big thank you if you use my referral! :)
Despite the change to the requirements this is still one of the easiest bank switches to complete!
I have a co-op account if anyone would like my details in order to get the referral bonus please send me a message and i'll be happy to help.
Happy to share my referral details. Just [send me a message](
https://www.reddit.com/message/compose/?to=SpiteAware3121&subject=Coop) and I can answer questions and talk you through it 😊
Thanks! ❤️
DM me or give me a chat request for my details for the co-op referral. I have helped others get their £125 the last time this ran and happy to help with anything during the process.
*Send a chat request or [message me](https://www.reddit.com/message/compose?to=deadsouls123&subject=Co-Op%20Details&message=Please%20can%20you%20send%20me%20your%20co-op%20details%20for%20the%20%C2%A3125%20referral%20bonus)*
Thank you to anyone who wants to use my co-op referral details and I'm more than happy to offer guidance on the process
If you want to send me a message (click my username > "chat") I'll reply quickly.
DM link might be a bit flaky for some users: https://www.reddit.com/message/compose/?to=xturbo8
Thanks OP. I have a well established Co-op account, and only referred a couple of people so don't think I'm in any danger of being banned for referring too many!
Please drop me a message if you'd like me to refer you :)
Thanks OP!
I have had a bank account with Co-op for quite a while now so happy to assist with any questions/my referral details if anyone is interested. Just send me a message and I will respond.
In terms of meeting the new requirements, I would recommend using PayPal, Plum, Moneybox & Currensea etc for direct debits as these can be set up and managed quite easily.
If anyone wants my referral details, please drop me a message.
Message me [here](https://www.reddit.com/message/compose/?to=wijm02)
Also, when you message me, please specify that it is for co-op that you want a referral!
I have a co-op account if anyone would like my details in order to get the referral bonus. Feel free to drop me a message and I can talk you through everything!
Hi! Would be happy to help somebody with this process and am able to refer, please DM me if you'd like to use my details :) Would really appreciate it!
This might be a stupid question but I’ve done virtually all of the bank switches so I like to think I’m quite savvy with all of this. I’ve applied for this account and from what I remember nowhere in the process did it ask for my previous bank details to initiate a switch. So I was then thinking you open the account, then switch your old bank in to it, but I can’t see any straightforward way to do so using their app? Do you have to call them?
When you applied for your current account online it should've asked if you wanted to complete a full switch and then asked for your old bank details. I've just had a look online and it says for existing customers you can switch by calling them, here's the link I found which gives some info on it [https://www.co-operativebank.co.uk/products/bank-accounts/?int\_srcphphero\_cmp=\_prdca\_cmpchallengec](https://www.co-operativebank.co.uk/products/bank-accounts/?int_srcphphero_cmp=_prdca_cmpchallengec)
The info is under the 'Our existing current account customers' bit
If anyone is looking to do this please check with your friends and family first to see if anyone you know has a co-op account.
The referrer also gets £125 and that's an awful lot to gift a stranger on the internet!
I think a few people may be trying this but the switch hasn't gone through yet so no ones sure until then, maybe worth a wait to see if anyone else is successful
I didn't go for it as they are an absolute pain in the backside like ulster.
I'm an EU "EXPAT" and they ask me to send my passport and their CS is horrid meit!
I have an account with Co-operative Bank and would be happy to refer anyone interested in opening a new account.
Feel free to send me a message or a chat request.
Doesn't seem any of the users who contacted me have decided to use my referral.
So Stil happy to share details with those who are actually going to use them.
Hey my name's Matt ( obvs )
If anyone wants my details for the switch please pop me a message. I've not done any referrals previously so no risk of it being denied due to multiple referrals.
Also couple of tips, for anyone wondering what to do about the direct debits, just set one up per annum for EACH children's charity at £1 and one for the RSPCA.
For 5 card payments just gift yourself 5x £1 Amazon e-giftcards. I did all that in 30 mins earlier today.
Once again if anyone wants my details please let me know.
Thanks,
Matt
Easy way to make £125.
[Feel free to DM me for a referral.](https://www.reddit.com/message/compose?to=Coo0l_Guy&subject=Co-op&message=Can%20you%20send%20me%20the%20details%20for%20Co-op%3F)
Cheers OP!
If anyone needs a referral, I’d be happy to help. I’m with co-op for a year now and haven’t had any trouble to refer anyone so far.
Feel free to send me a DM, I usually reply within seconds ☺️
Great offer, although it now has a few more steps, still well worth it.
Any questions feel free to [private message](https://www.reddit.com/message/compose/?to=ruskalaka) / [chat](https://s.reddit.com/c/1a3czwj35l9ir) me and I will be happy help or provide you my details for the referral.
Thanks OP!
I'm really happy to see that this is back. It's such a great offer!
**If anyone would like a referral please [click/tap here to Direct message me ](https://www.reddit.com/message/compose/?to=Wowow27&subject=CO-OP) or [here to chat me](https://s.reddit.com/c/1a1b8ixxwp7fb) and I will get back to you ASAP.**
Here's a quick rundown on what you need to do:
Firstly, you need to create an account and apply for a full switch. It's important to note that at the end of the application form, you should make sure to jot down your switch completion date.
Once your account is opened, you'll need to deposit £800 into it.
Next, set up two direct debits. These direct debits can be to charities or any other organizations of your choice.
After that, you'll need to make five card payments.
Also, it's important to register for online banking which you can do once the account is open.
Lastly, don't forget to fill out a referral form on their website.
Thanks in advance! ☺
I also have a Co-Op account that I've had since last year, if anybody needs a referral, DM me if you need one!
[Click here to DM me](https://www.reddit.com/message/compose/?to=BladesMan235&subject=Co%20Op%20Referral)
***Such easy and free money, don’t miss out on this!***
If you need a referral, just [**Message me**](https://s.reddit.com/c/194wadkzp89xw?utm_source=share&utm_medium=ios_app&utm_name=iossmf) and I’ll provide you with the details.
I can also refer people for this. I'd be really grateful to anyone willing to use my details for the form.
Please just send me a message if you need a referral :)
I signed up to Co-op bank when their last switch offer was on and **received the £125 the day after my switch completed** so hopefully they’re just as fast this time.
**Send me a message** if you would like my referral details.
If this question has been answered before im sorry, please direct me where to look and i'll go there. Ive been with one bank my whole life (over 20 years) and I was wondering if theres downside to switching away from this bank? For example, I heard it will affect my credit rating, and as such switiching banks may not be advised for someone in my position?
I’d recommend researching online, such as be clever with your cash and other sites to make your decision. Andy Clever Cash has a good video here. In general, a free easy-to-open second account is best. Then you can switch that again and again, and save most of the hassle of moving your existing account. Best ones to do this with are probably Monzo and Starling as they can be opened in minutes and don’t do a hard credit check so don’t affect your credit report at all. Other bank account applications will likely show on your report but will generally make little difference, especially if you have otherwise good credit (inc. a long-standing account like you have), don’t take overdrafts, and aren’t reliant on your “score” staying exactly as it is for a credit application in the near future. It’s said that the impact of applications only lasts about 6mths. But basically, you can monitor your score before, after, and much after you do the offers, and you can ease off prior to you needing to apply for credit. Though, it shouldn’t be a big worry. I’m a serial switcher and have made a lot of money from all the offers and haven’t had any trouble with it all. Once you have a dummy account and start to switch it, you’ll see how easy it is, enjoy the money and see how the process is for you. Happy to answer any questions you have via dm! You can always thank me by using my co-op referral and making your first £125 switch cash.
Yeah definitely keep your main bank and open another one online and switch that, you could have a look if your bank allows you to open a second current account easily, if not Monzo, Starling or Metro are all super easy & quick to open online. With Monzo you can also get an extra £5 from signing up with a referral link
There’s no hard and fast rule on this. Depends on the rest of your credit situation etc.. Though, it’s said that any impact on your score will only last for around 6mths from opening the account. I’d recommend you do your own research online, but I’m sure you’ll find a lot of people on here that have done a lot of switches and not seen a huge change. I’d say you just need to keep in mind when you next need to apply for credit, and prioritise looking after your score when that comes around. If you need any more help, feel free to dm. I can refer for co-op too.
Have had a switching bonus from Co-op before (a couple of years ago) and since switched away - does anyone know if its possible to get this bonus for a second time a la RBS/Ulster etc?
Yep, as long as you haven’t held an account since 01/11/2022, you’re good to go as per the terms. Let me know if you need any help with the offer. Able to refer
I have referrals available if anyone needs one, send me a DM. Happy to help guide you through the process.
https://old.reddit.com/message/compose?to=Steven46789
>* I have an active co-op account and have helped guide my partner and a friend through the process last time.
>* If you'd like the free bonus and some help with the referral process.
>* Drop me a chat or a **[message](https://www.reddit.com/message/compose?to=RiskyFuck&subject=SUBJECT&message=MESSAGE)** for a referral and we will both get a bonus of £125
> >* **Steps to get the £125 bonus**
>
> >• Sign up and create an account and apply for a full switch.
>
> >* Deposit £800 into the account.
> >* Set up 2 direct debits
> >* Make 5 card payments
> >* Register for online banking
> >* Remember to make a note of your switch completion date!
> >* Once the account is live, contact me for details & fill out the referral form
>• You should get paid within 60 days (I got mine just days after my switch completion date
Ive only ever referred one person (my wife). On a previous thread some people have had the offer rejected if they have been referred by someone who has referred too many people.
Happy to hand out a strictly limited number of referrals and will guide you through the process.
DM me if you want my assistance.
COOP BANK - £125 SWITCH BONUS
To receive the £125 switch bonus you have to switch a non Co-op account that part of the CASS to their Standard Current or Everyday Extra accounts.
https://www.currentaccountswitch.co.uk/banks-building-societies/
Above is a link to all the banks you can switch.
Once your switch is complete, or once you get your account details, you need to complete a referral form.
https://secure.eu1.adobesign.com/public/esignWidget?wid=CBFCIBAA3AAABLblqZhDPNqRia2b6uBBDeyjxEGu-PCesoSiEOViQsSCYRlzEF3qYH3ew4FNfGqtc0nkcff8*
This is the referral form, you fill this out, with my details to get paid.
Steps are:
1.Apply for a Co-Op account and apply for a full account switch as part of the application.
https://www.co-operativebank.co.uk/products/bank-accounts/refer-a-friend/?cid=mob_srcmob-top-ns-4_prdca_cmpraf125
Shortcut to current account below.
https://www.co-operativebank.co.uk/products/bank-accounts/current-account/?int_cmp=_srchub_prdca_cmphubcardaca
*Make a note of your switch date during application as you’ll need it.* this is very important.
Deposit £800,
set-up 2 Direct Debits,
make a minimum of 5 card payments, and
register for our online banking services.
2. Once you have done the mini steps above and visit the main referral link again and complete the referral form. Or link above.
3. Payment will be made directly into your account within 60 days of the completion of your referral form.
ID is not always required but can be requested. This can be given in at branch, by post or they seem to now be taking electronic uploads of Id. 2 forms will be needed if asked (eg. Passport and license)
To complete the form you will need my details so let me know once your account is up and running.
Any other questions, do let me know.
If you want a burner bank account to switch, I can give you Monzo bank, all online and you get £5 too. https://join.monzo.com/c/22y4gw1 Or you can use Starling.
If you dnt have many direct debits, you can setup direct debits with charity or free via Plum, PayPal, Moneybox, Wealthify etc)
You can make 5 online purchases using your card (for 10p Amazon gift cards).
It's definitely worth £125 imo.
To be eligible for the offer, the person you’re referring must:
Not have held a Co-operative Bank current account or smile account of any type since 1 November 2022.
Open a new Co-operative Bank standard Current Account or Everyday Extra account.
Please note smile current accounts, Student Accounts, and Cashminder accounts are excluded from this offer.
And the following must be done within 60 days of the account opening:
Just has to be a total of £800 go into the account. Doesn’t have to stay there. Transferring the same £200 back and forth is fine. To avoid concern about them flagging the payments as suspicious, could always do each on different days (won’t slow down your bonus as they check you’ve ticked the boxes after 60 days anyway)
Happy to pass my details on for this offer :)
If you'd like to use them then please just send me a message! I'm familiar with the process so can help if needed.
Big thank you in advance :)
[Click here to DM for a referral.](https://www.reddit.com/login/?dest=https%3A%2F%2Fwww.reddit.com%2Fmessage%2Fcompose%2F%3Fto%3Diamblueangel) Thank you!!
If you're looking to complete this offer and need referral details then feel free to message me.
I will reply quickly and can help if you have any questions. Thanks 😊
Referral details and support available here! Thanks beer money for helping me through maternity leave with no pay with these simple cash back deals! 🙏🏽💃🏻
Your post has been removed as it breaks rule 7:
> **No offering payment for sign ups**
>
> * You may not offer any kind of payment as an incentive for others to sign up using your link.
Please read the rules:
* https://www.reddit.com/r/beermoneyuk/wiki/rules
Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes. But please ask bank switch related questions here: > **[The BeermoneyUK Bank Switch Bribe Bible](https://www.reddit.com/r/beermoneyuk/comments/13hdygg/comment/jk4dv27/?context=3)** *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/beermoneyuk) if you have any questions or concerns.*
This free money offer is an absolute favourite in this subreddit, especially since a free £125 is paid to **both** referer and referee :) #Quick guide for this free money offer: > 1. DM me for my Co op referer details by clicking [**here**](https://www.reddit.com/message/compose/?to=Money_Spider420&subject=Coop%20Referral%20for%20theFree %20 £125) > 2. **Switch a current account** from any other bank to Co op bank > 3. **Deposit £800, set-up 2 Direct Debits - the direct debits can be ones that have been switched over to your new account from your old bank account or brand new ones you set up!** (use plum/ paypal/ Wealthify/ moneybox if you need extra DD’s), **make a minimum of 5 card payments, and register for Coop’s online banking services.** > 4. Fill out this digital [**Referral form**](https://secure.eu1.adobesign.com/public/esignWidget?wid=CBFCIBAA3AAABLblqZhDPNqRia2b6uBBDeyjxEGu-PCesoSiEOViQsSCYRlzEF3qYH3ew4FNfGqtc0nkcff8) with the details I sent you in step (1) > 5. Wait for **switch to complete** > 6. You will be awarded a **free £125** and so will the person referring you (paid within 60 days of the switch completing) #Tips: > Create a burner account to switch (create an account with lloyds/ Monzo etc to switch to Co op for the free money) > The 5 card transactions can be on anything, buy 5 x 10p top-ups on Amazon or make 5 cheap transactions in your local supermarket (Buy 5 Freddos or milkybars, 1 for each transaction) > **Note down your switch date in your diary** Referral scheme terms: https://www.co-operativebank.co.uk/products/bank-accounts/refer-a-friend/
Currently using Monzo with a direct debit to pay my credit card each month. Do you know if such a direct debit would carry over to a new account?
Yeah any direct debits you have on your Monzo will carry over to a new account when you do a full switch
Yeah it’ll transfer along with it, if anything having the DDs set up before the switch is actually better because Coop tends to pay those accounts out much quicker (A friend that works for Coop confirmed this).
just applied and will wait for it to come through to fill the form in with your details
Thank you :)
Will happily guide and or walk someone through if needed. Make sure to note down your switch dates for the referral form! I see lots forget and it's a key part for the form! Hope everyone's switch goes smoothly and I'd very grateful if and appreciate if anyone decided to message for my details, thank you. [click here to DM me](https://www.reddit.com/message/compose/?to=Rxymo&subject=CoopReferral) :)
Hey just messaged you
Hi Anyone happy to DMtheir details for a referral? Have just finished natwest to RBS to Ulster and Co Op is the last thing I will be eligible for anywhere for a while.
Just sent mate
Happy to share my details if anyone is looking to do the swap.
How long after switching and meeting all the conditions are people receiving the cashback please?
The conditions say longer, but the 1st person I referred got theirs after 30 days (think they did all the steps ASAP). Maximum according to the terms is 90 days from opening (60 days to do the steps and 30 days for payment). Any help needed, just send me a dm :)
I have an active Co-op current account so can share my details should anyone need referral details for their £125 bonus! You'll need your referrer's full name, account number, sort code, and email. Just [DM me here for my referral details](https://www.reddit.com/message/compose/?to=TopPomegranate4432) that you'll need for the form, and I'm happy to help with any questions when you're filling it out as well! A big thank you if you use my referral! :)
Dm me bro
Will do, thanks
Despite the change to the requirements this is still one of the easiest bank switches to complete! I have a co-op account if anyone would like my details in order to get the referral bonus please send me a message and i'll be happy to help.
Hi, please can you message me the referral details? Thanks :)
Hey when you've got your account could you send me your referral? I don't trust the bot posts on these threads!
Do you need a referral? Happy to refer. Promise I’m not a bot!
Will do!
Happy to share my referral details. Just [send me a message]( https://www.reddit.com/message/compose/?to=SpiteAware3121&subject=Coop) and I can answer questions and talk you through it 😊 Thanks! ❤️
DM me or give me a chat request for my details for the co-op referral. I have helped others get their £125 the last time this ran and happy to help with anything during the process. *Send a chat request or [message me](https://www.reddit.com/message/compose?to=deadsouls123&subject=Co-Op%20Details&message=Please%20can%20you%20send%20me%20your%20co-op%20details%20for%20the%20%C2%A3125%20referral%20bonus)*
DM me if you want a referral 🙂
With the Co-Op promotion, we get £125 each. Send me a message if you need a referral (my details). I will reply quick. Cheers!
Thank you to anyone who wants to use my co-op referral details and I'm more than happy to offer guidance on the process If you want to send me a message (click my username > "chat") I'll reply quickly. DM link might be a bit flaky for some users: https://www.reddit.com/message/compose/?to=xturbo8
Thanks OP. I have a well established Co-op account, and only referred a couple of people so don't think I'm in any danger of being banned for referring too many! Please drop me a message if you'd like me to refer you :)
Yes pls
Definitely one of the easiest £125 around! Would be very happy to refer anyone. Just DM me for details and I can answer any questions you have :)
Feel free to DM me if you’d like to be referred! 😀
Can I get a en
This is one of the easiest ways to earn money. Happy to provide my details for anyone that's looking to switch!
Thanks OP:) I’d really appreciate it if anyone wants to use my referral. Feel free to DM me
DM me for instant reply and as much help ad you need getting this easy money!!! 😄😄😃😃😀😃😄😃😀😀😀😄
Hey, feel free to DM for a referral.
Thanks OP! I have had a bank account with Co-op for quite a while now so happy to assist with any questions/my referral details if anyone is interested. Just send me a message and I will respond. In terms of meeting the new requirements, I would recommend using PayPal, Plum, Moneybox & Currensea etc for direct debits as these can be set up and managed quite easily.
If anyone wants my referral details, please drop me a message. Message me [here](https://www.reddit.com/message/compose/?to=wijm02) Also, when you message me, please specify that it is for co-op that you want a referral!
Can also provide referral details to anyone who needs them! Just message me and I'll reply promptly. Thanks!
Another one here who can provide details if needed, just give me a message :)
Really good offer Please message me for a referral Thank you
Feel free to DM for a referral!
I have a co-op account if anyone would like my details in order to get the referral bonus. Feel free to drop me a message and I can talk you through everything!
Happy to refer and guide you through the process if you haven’t done co-op. Just ping me a DM or chat request
Hi! Would be happy to help somebody with this process and am able to refer, please DM me if you'd like to use my details :) Would really appreciate it!
Feel free to message me for referral info! I should reply quickly and am happy to give as much helpful info as I can 😊
Feel free to ask me for a referral. I reply quickly
if anyone needs a referral feel free to DM me for a quick reply, thank you! <3
This might be a stupid question but I’ve done virtually all of the bank switches so I like to think I’m quite savvy with all of this. I’ve applied for this account and from what I remember nowhere in the process did it ask for my previous bank details to initiate a switch. So I was then thinking you open the account, then switch your old bank in to it, but I can’t see any straightforward way to do so using their app? Do you have to call them?
When you applied for your current account online it should've asked if you wanted to complete a full switch and then asked for your old bank details. I've just had a look online and it says for existing customers you can switch by calling them, here's the link I found which gives some info on it [https://www.co-operativebank.co.uk/products/bank-accounts/?int\_srcphphero\_cmp=\_prdca\_cmpchallengec](https://www.co-operativebank.co.uk/products/bank-accounts/?int_srcphphero_cmp=_prdca_cmpchallengec) The info is under the 'Our existing current account customers' bit
Message me if you need a referral, i'm on reddit 24/7 and reply fast! Can help you out as i've got experience referring with coop
Thanks OP! More than happy to share my details if anyone needs a referral, just drop me a DM and I’ll reply quickly! 😃
Please message me for a referral :)
If anyone is looking to do this please check with your friends and family first to see if anyone you know has a co-op account. The referrer also gets £125 and that's an awful lot to gift a stranger on the internet!
Dm me if you need a referral! Happy to help with any issues
Would this work if I've had the Co-op referral in February 2023?
I think a few people may be trying this but the switch hasn't gone through yet so no ones sure until then, maybe worth a wait to see if anyone else is successful
Did you get it? Any updates?
I didn't go for it as they are an absolute pain in the backside like ulster. I'm an EU "EXPAT" and they ask me to send my passport and their CS is horrid meit!
I have an account with Co-operative Bank and would be happy to refer anyone interested in opening a new account. Feel free to send me a message or a chat request.
If anyone needs any help or a referral, shoot me a DM
Doesn't seem any of the users who contacted me have decided to use my referral. So Stil happy to share details with those who are actually going to use them.
DM me if anyone looking to sign up to ccop and want to use my referral, will be happy to take you through the steps.
Hey my name's Matt ( obvs ) If anyone wants my details for the switch please pop me a message. I've not done any referrals previously so no risk of it being denied due to multiple referrals. Also couple of tips, for anyone wondering what to do about the direct debits, just set one up per annum for EACH children's charity at £1 and one for the RSPCA. For 5 card payments just gift yourself 5x £1 Amazon e-giftcards. I did all that in 30 mins earlier today. Once again if anyone wants my details please let me know. Thanks, Matt
I have an active account and would be happy to help
Happy to help anyone that needs a referral
Easy way to make £125. [Feel free to DM me for a referral.](https://www.reddit.com/message/compose?to=Coo0l_Guy&subject=Co-op&message=Can%20you%20send%20me%20the%20details%20for%20Co-op%3F)
Cheers OP! If anyone needs a referral, I’d be happy to help. I’m with co-op for a year now and haven’t had any trouble to refer anyone so far. Feel free to send me a DM, I usually reply within seconds ☺️
If anyone would like to use my referral details just send a message ☺️🫶🏼
Does anyone know if these do a hard search like the RBS, Natwest, Ulster group?
I think they do but I’m not 100% sure
Anyone out there need a referral just drop me a line :)
Please help a girl out. message me for my referral code. I’ll be very grateful thank you! I reply fast.
Let me know if anyone needs a referral, would be much appreciated! DM me! 😊
Hello! If anyone wants a referral, drop me a message. Happy to talk through this if anyone has any questions :)
Great offer, although it now has a few more steps, still well worth it. Any questions feel free to [private message](https://www.reddit.com/message/compose/?to=ruskalaka) / [chat](https://s.reddit.com/c/1a3czwj35l9ir) me and I will be happy help or provide you my details for the referral.
Thanks OP! I'm really happy to see that this is back. It's such a great offer! **If anyone would like a referral please [click/tap here to Direct message me ](https://www.reddit.com/message/compose/?to=Wowow27&subject=CO-OP) or [here to chat me](https://s.reddit.com/c/1a1b8ixxwp7fb) and I will get back to you ASAP.** Here's a quick rundown on what you need to do: Firstly, you need to create an account and apply for a full switch. It's important to note that at the end of the application form, you should make sure to jot down your switch completion date. Once your account is opened, you'll need to deposit £800 into it. Next, set up two direct debits. These direct debits can be to charities or any other organizations of your choice. After that, you'll need to make five card payments. Also, it's important to register for online banking which you can do once the account is open. Lastly, don't forget to fill out a referral form on their website. Thanks in advance! ☺
I also have a Co-Op account that I've had since last year, if anybody needs a referral, DM me if you need one! [Click here to DM me](https://www.reddit.com/message/compose/?to=BladesMan235&subject=Co%20Op%20Referral)
I'm also very happy to refer people for this. Please just send me a message if you'd be up for using my referral details. Thank you!
***Such easy and free money, don’t miss out on this!*** If you need a referral, just [**Message me**](https://s.reddit.com/c/194wadkzp89xw?utm_source=share&utm_medium=ios_app&utm_name=iossmf) and I’ll provide you with the details.
Happy to refer anyone, please send a DM and I'll reply right back
I can also refer people for this. I'd be really grateful to anyone willing to use my details for the form. Please just send me a message if you need a referral :)
I signed up to Co-op bank when their last switch offer was on and **received the £125 the day after my switch completed** so hopefully they’re just as fast this time. **Send me a message** if you would like my referral details.
Would be happy to refer anyone. Just send me a DM 🙂
Message me or chat request for referral details if you need, happy to share and help you go through it :)
Dm me for a referral :D will answer your questions patiently and quickly!
I'm available to refer :)
If you have scrolled this far down and still need a referral, please DM me, i would greatful to provide my details and walk you through the process.
If this question has been answered before im sorry, please direct me where to look and i'll go there. Ive been with one bank my whole life (over 20 years) and I was wondering if theres downside to switching away from this bank? For example, I heard it will affect my credit rating, and as such switiching banks may not be advised for someone in my position?
I’d recommend researching online, such as be clever with your cash and other sites to make your decision. Andy Clever Cash has a good video here. In general, a free easy-to-open second account is best. Then you can switch that again and again, and save most of the hassle of moving your existing account. Best ones to do this with are probably Monzo and Starling as they can be opened in minutes and don’t do a hard credit check so don’t affect your credit report at all. Other bank account applications will likely show on your report but will generally make little difference, especially if you have otherwise good credit (inc. a long-standing account like you have), don’t take overdrafts, and aren’t reliant on your “score” staying exactly as it is for a credit application in the near future. It’s said that the impact of applications only lasts about 6mths. But basically, you can monitor your score before, after, and much after you do the offers, and you can ease off prior to you needing to apply for credit. Though, it shouldn’t be a big worry. I’m a serial switcher and have made a lot of money from all the offers and haven’t had any trouble with it all. Once you have a dummy account and start to switch it, you’ll see how easy it is, enjoy the money and see how the process is for you. Happy to answer any questions you have via dm! You can always thank me by using my co-op referral and making your first £125 switch cash.
It’s usually better to switch a dummy or decoy account. Never switch your main. I’ve had mine for 14 years and have never even considered switching it
Yeah definitely keep your main bank and open another one online and switch that, you could have a look if your bank allows you to open a second current account easily, if not Monzo, Starling or Metro are all super easy & quick to open online. With Monzo you can also get an extra £5 from signing up with a referral link
Happy to refer anyone for this one. Would still say it’s one of the best offers on here even with the extra hurdles now in place
Would really appreciate if someone used my referral details. Please message me 😊
I can refer someone please choose me!
[DM me for my referral - I'm very quick to reply 🏃🏼♀️](https://www.reddit.com/message/compose?to=mopages&subject=Co-OPinvite)
If anyone wants a referral message me I haven’t given any yet
How many switches can you do in a year without it impacting your credit score?
There’s no hard and fast rule on this. Depends on the rest of your credit situation etc.. Though, it’s said that any impact on your score will only last for around 6mths from opening the account. I’d recommend you do your own research online, but I’m sure you’ll find a lot of people on here that have done a lot of switches and not seen a huge change. I’d say you just need to keep in mind when you next need to apply for credit, and prioritise looking after your score when that comes around. If you need any more help, feel free to dm. I can refer for co-op too.
Have had a switching bonus from Co-op before (a couple of years ago) and since switched away - does anyone know if its possible to get this bonus for a second time a la RBS/Ulster etc?
Yep, as long as you haven’t held an account since 01/11/2022, you’re good to go as per the terms. Let me know if you need any help with the offer. Able to refer
Yes you can if it wasn’t last year! Happy to refer you if you need. Feel free to DM me :)
I’ve already got an account, so if anyone wants to message me, I can provide my details
DM me for a referral!! 😃💰
If anyone needs a referral send me a message, I'm more than happy to help! :)
Hope someone sees this one! Just send me a dm and I’ll refer you. Quick response if that helps
Would hugely appreciate anyone using my referral, just pop me a message and I’ll send you all the details you need :))
Please feel free to DM me, let's get that money 😋
Hello! Drop me a message if you would like a referral 🙂 happy to also guide through the process if you're unsure.
I have referrals available if anyone needs one, send me a DM. Happy to help guide you through the process. https://old.reddit.com/message/compose?to=Steven46789
Easy £125 . Please message for my account details
I can also refer you for this if you're needing details for the form. Just message me and I'll aim to get back to you as quickly as I can. Thank you!
>* I have an active co-op account and have helped guide my partner and a friend through the process last time. >* If you'd like the free bonus and some help with the referral process. >* Drop me a chat or a **[message](https://www.reddit.com/message/compose?to=RiskyFuck&subject=SUBJECT&message=MESSAGE)** for a referral and we will both get a bonus of £125 > >* **Steps to get the £125 bonus** > > >• Sign up and create an account and apply for a full switch. > > >* Deposit £800 into the account. > >* Set up 2 direct debits > >* Make 5 card payments > >* Register for online banking > >* Remember to make a note of your switch completion date! > >* Once the account is live, contact me for details & fill out the referral form >• You should get paid within 60 days (I got mine just days after my switch completion date
Ive only ever referred one person (my wife). On a previous thread some people have had the offer rejected if they have been referred by someone who has referred too many people. Happy to hand out a strictly limited number of referrals and will guide you through the process. DM me if you want my assistance.
I can also provide referral details for co-op. Just message me if you would like to use my details on the form. Thanks!
COOP BANK - £125 SWITCH BONUS To receive the £125 switch bonus you have to switch a non Co-op account that part of the CASS to their Standard Current or Everyday Extra accounts. https://www.currentaccountswitch.co.uk/banks-building-societies/ Above is a link to all the banks you can switch. Once your switch is complete, or once you get your account details, you need to complete a referral form. https://secure.eu1.adobesign.com/public/esignWidget?wid=CBFCIBAA3AAABLblqZhDPNqRia2b6uBBDeyjxEGu-PCesoSiEOViQsSCYRlzEF3qYH3ew4FNfGqtc0nkcff8* This is the referral form, you fill this out, with my details to get paid. Steps are: 1.Apply for a Co-Op account and apply for a full account switch as part of the application. https://www.co-operativebank.co.uk/products/bank-accounts/refer-a-friend/?cid=mob_srcmob-top-ns-4_prdca_cmpraf125 Shortcut to current account below. https://www.co-operativebank.co.uk/products/bank-accounts/current-account/?int_cmp=_srchub_prdca_cmphubcardaca *Make a note of your switch date during application as you’ll need it.* this is very important. Deposit £800, set-up 2 Direct Debits, make a minimum of 5 card payments, and register for our online banking services. 2. Once you have done the mini steps above and visit the main referral link again and complete the referral form. Or link above. 3. Payment will be made directly into your account within 60 days of the completion of your referral form. ID is not always required but can be requested. This can be given in at branch, by post or they seem to now be taking electronic uploads of Id. 2 forms will be needed if asked (eg. Passport and license) To complete the form you will need my details so let me know once your account is up and running. Any other questions, do let me know. If you want a burner bank account to switch, I can give you Monzo bank, all online and you get £5 too. https://join.monzo.com/c/22y4gw1 Or you can use Starling. If you dnt have many direct debits, you can setup direct debits with charity or free via Plum, PayPal, Moneybox, Wealthify etc) You can make 5 online purchases using your card (for 10p Amazon gift cards). It's definitely worth £125 imo. To be eligible for the offer, the person you’re referring must: Not have held a Co-operative Bank current account or smile account of any type since 1 November 2022. Open a new Co-operative Bank standard Current Account or Everyday Extra account. Please note smile current accounts, Student Accounts, and Cashminder accounts are excluded from this offer. And the following must be done within 60 days of the account opening:
If anybody needs referring then please comment here or drop me a message. Happy to help.
Happy to share my details if anyone needs a referral :)
Great Offer! If anyone needs a referral feel free to drop me a DM. Can walk you through the process also
I now have a sort code and acc number but switch date is 29/06. Do I wait until then to fill in refer form?
As soon as you have the details and switch completion date, you can fill out the form
Do you have a referrer? Happy to help
I’ve got a Co op account if anyone needs help or referral just message me
Does the £800 have to be in 1 go or could it be x2 £400, or x4 £200?
It can be multiple payments. Any other questions, just give me a shout in chat
Does £800 have to be in the account at once, or do the individual transfer need to add up to £800?
Just has to be a total of £800 go into the account. Doesn’t have to stay there. Transferring the same £200 back and forth is fine. To avoid concern about them flagging the payments as suspicious, could always do each on different days (won’t slow down your bonus as they check you’ve ticked the boxes after 60 days anyway)
can someone who replies to DM send me a message? I need a referral, I have just opened the account
Have DM’d you just in case you still need one!
Anyone wants to be my referrer for Co-Op? And hasn’t done too many times already? Let me know I’m starting the process today.
Have you got a referrer? Happy to refer :)
I picked someone at random on here for a referral. Hopefully someone will be kind enough to use me as a referral 🙂
Hi Anyone happy to DMtheir details for a referral?
Yeah mate dm me and we can do together
Happy to provide a referral for anyone who needs one! Just message me. :)
Happy to pass my details on for this offer :) If you'd like to use them then please just send me a message! I'm familiar with the process so can help if needed. Big thank you in advance :)
[Click here to DM for a referral.](https://www.reddit.com/login/?dest=https%3A%2F%2Fwww.reddit.com%2Fmessage%2Fcompose%2F%3Fto%3Diamblueangel) Thank you!!
Great offer, I'm happy to help anyone with the process Feel free to message me for a referral!
If you're looking to complete this offer and need referral details then feel free to message me. I will reply quickly and can help if you have any questions. Thanks 😊
Referral details and support available here! Thanks beer money for helping me through maternity leave with no pay with these simple cash back deals! 🙏🏽💃🏻
If anybody is looking for a referral, DM me!
Hi, i'm about to sign up to the co-op current account, if anyone would like to share their details happy to use them. DM me thanks
Can someone please give me a reference?
Will dm you!
Ty
No probs
Hiya, I have an active Co-Op bank account and am happy to refer you ! DM if you want my referrer details.
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