T O P

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The_Dying_Swan

**Get £5, Give £5** Enter your telephone number in a UK format, eg 07123 456789, download the Monzo App from the Apple Store (for Apple/Iphones) or Google Store (for Android). Enter your phone again - in the app when registering - but this time in an international format, eg: +44 7123 456789 as indicated on the referral link you have just used. ___________________________________________________________________ They offer the following accounts/plans: * **Monzo (Most Basic - Free)** * Monzo Plus (£5 per month) * Monzo Premium (£15 per month) The whole process took less than 5 minutes (including getting verified - you will need photos of your ID plus recording a short video), then another minute or so for Monzo to verify my documents which was incredibly fast in my opinion! ___________________________________________________________________ You will be asked some things about: * you * your finances * your account * your identity For me all these took under five minutes as they indicated. They offer: * Personal accounts * Joint accounts * Business accounts The card should arrive within two days as per Monzo's estimates. ___________________________________________________________________ Once registered, share your link, which gives you and your friend £5 each. [Terms](https://monzo.com/legal/referral-scheme/terms-and-conditions). After using a referral, set up your account including making a purchase **within 30 days.** Thanks in advance to anyone using my [**Monzo referral - free £5**](https://join.monzo.com/c/69kwf4n).


LoudConcentrate3

Monzo is used by over 6 million people to manage and spend their money, Monzo is fully authorised in the UK by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Monzo's app is great for allowing you to track your spending via a simple, user friendly interface and this can be really helpful with budgeting. **Here are a few links that will help you to find out more about Monzo:** * [FAQ section on the Monzo website](https://monzo.com/faq/) * [Saving with Monzo](https://monzo.com/i/savingwithmonzo/) * Monzo Features: [Pots](https://monzo.com/i/pots) \- [Travelling with Monzo](https://monzo.com/features/travel/) \- [Energy switching](https://monzo.com/features/energy-switching/) \- [Bill splitting](https://monzo.com/i/shared-tabs-more) If you need any help with Monzo and their app then [**here is a link**](https://monzo.com/help/) to the Help section on their website! **STEPS TO GET YOUR** ***FREE*** **£5:** 1. Click on my referral link: [**https://join.monzo.com/c/fgjp86f**](https://join.monzo.com/c/fgjp86f) 2. Enter your phone number (using the UK format which means your number will start with 0) and then download the app from your app store. 3. Complete the sign up process (When you are asked for your number during this part you will use the international format which means your number will start with +44) and verify your identity. 4. Top up your account. 5. Make a payment using Monzo within 30 days of your sign up and you will then receive the £5 instantly. Thank you in advance to anyone who uses my [**referral link**](https://join.monzo.com/c/fgjp86f)!!


TightAsF_ck

I know it's in the Bankedex, but don't switch away from Monzo! I only signed up for the fiver bonus at the time. But its actually a pretty nice app, and it is now my main pocket money account. **Best part:** The security features make sending money and making payments a doddle. None of that card reader nonsense like Nationwide has. **Second best part:** foreign currency spending.... No bullsh&t transaction fees, just the best rate and it tells you there and then what you spent in GBP. I won't be switching my Monzo account. ***Here are the steps to get your £5 for signing up (currently no end date for this!):*** 1. **Click** the [Monzo referral link](https://join.monzo.com/c/883mxjm) and **enter** your phone number. 2. **Download** the app, sign up/verify, and apply for an account within 30 days (I went for the basic, free account). 3. **Top up** your account (I topped up by £1) 4. **Make** a small purchase using your Monzo card when it arrives (I topped up my Amazon account by £1, this needs to be done within 30 days) 5. **Instantly** receive your £5 bonus in your account! 6. Use your 100 referral spots to earn another £500. On the first link, I entered my phone number in standard UK format (e.g. 07123456789). In the app, it asks for it in international format (e.g. +447123456789). This offer is really easy to do, and took me five minutes to sign up. The card takes 2-3 days to arrive.


TopPomegranate4432

**My experience:** I recently signed up via referral and my free £5 bonus landed literally seconds after I made my first card purchase (just bought a 70p chocolate bar from the supermarket). **As a result, I'm full of referrals, so would love someone to sign up using my referral – the steps I took are below:** 1. [Sign up to Monzo using my referral link here](https://join.monzo.com/c/z6tthhg) 2. Enter your phone number and follow the instructions to download the app 3. Complete the usual details and pass verification. An ID document such as a passport or driving licence is required + a video selfie which takes about 3 seconds and is just part of their security process to check you're not a robot... 4. Choose the "Free" bank account, you don't need a paid premium account. Once accepted (mine was instant), your debit card will be sent out free of charge. Activate it in the app when it arrives (mine came 2 days later in a nice navy blue envelope) 5. Deposit some money into your Monzo account to cover your first debit card transaction. You can activate the bonus by spending ANY amount (I bought a 70p chocolate bar from the supermarket and my £5 landed literally seconds after!) **Notes that might be helpful:** * You must make your first card payment within 30 days of signing up to qualify for the bonus * Refer friends/family to receive £5 each when they sign up and make a card payment * Monzo is a great "dummy" account if you want to use it to take advantage of a bank switching offer afterwards! That’s it, enjoy! And thank you to anyone who uses my link! :)


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TightAsF_ck

Only pointing this out because some did the same for me, but its only free to withdraw in the UK up to £250 per month. Unless you actually use the account. If you don't have £500 paid in, and one direct debit (or a couple of other requirements) then there is a 3% charge for withdrawals over the £250.


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TightAsF_ck

Kind of a shitty charge from Monzo, had never actually noticed it until it was pointed out to me (Im not a fan of cash - but will watch this when abroad).


Coo0l_Guy

Free £5 and best bank app experience. Get it :) # Sign Up: [Click here](https://join.monzo.com/c/9p8ydtn)


ned101

My referral link for a **FREE £5** [https://join.monzo.com/c/8m88g28](https://join.monzo.com/c/8m88g28). Out of all the methods on this reddit, Monzo is the best, easiest and most useful of them all. Its also a notable account you can use for bank account switching to make £120-£200. **👋 Id really appreciate it if someone could use my link. Thank you! :) 🤝**


SkyFlyBye

Thank you for using my referral link! https://join.monzo.com/c/m158lrf


Fun_Celebrations35

Monzo free £5 on sign up and £5 on your referals, when using referal link below: https://join.monzo.com/c/vl6hy9s What is Monzo: Monzo is a current account that is used through the app only plus card that you will receive through the post. What to do: • Firstly use the referal link above this will guarantee you get the £5. • Then download the app on App Store or Play Store. • You will be asked for your address, email and phone number you want to use with the account. • Identification that you can use: Passport Driving licence National ID card Biometric residency permit • Then when you get your card through the post activate it. • Then you need to use the card. You will then receive the £5. Further information: Phone number 0800 802 1281 non referal https://www.monzo.com


floorlight

***£5 for joining = easy money*** The app is really easy to use and is great for tracking your spending and helping you to budget. Even if you already have a bank account, you can open one with Monzo as well just to see what it's like. **You'll also get the popular 'hot coral' coloured debit card!** **Here is my referral link - https://join.monzo.com/c/mcwdyl3** Top up your account, make a payment using Monzo and you will then receive the £5 bonus in your account. Do this within 30 days. I'd recommend the free card for starters, but you can pay for a higher tier card.


Fantastic-Apricot172

Would really appreciate if you could use my link please https://join.monzo.com/c/41n4kf7 Thanks


usrname4

Join Monzo using my invite to get a **FREE £5** after your first purchase! https://join.monzo.com/c/t9ksldk


sourmangobrew

Thanks OP! Feel free to use my link: https://join.monzo.com/c/bclzmjt


zdeara

Monzo is a great bank. It would be very much appreciated if anybody wishes to [use my referral link](https://join.monzo.com/c/5ml8kxl)


aliceluciana

would appeciate anyone who uses my link to sign up <3 https://join.monzo.com/c/x76grcw


101100101000100101

Thanks op! Hope someone can use my link! https://join.monzo.com/c/3bpmbfc


Wowow27

Thanks OP! Monzo is such a great little app. I especially like the savings pot feature so I can budget easily. [Signing up is as easy as clicking on a referral and imputing your phone number. Then download the app and create your account. You’ll be asked to verify your ID too.](https://join.monzo.com/c/pgh2kfj) To make the qualifying spend, just send 1p to a friend or family member via PayPal to instantly unlock your £5 bonus. [Here’s my referral for anyone interested.](https://join.monzo.com/c/5y2cpft) 😊🙏


_xMx_xMx_

I would be grateful if anyone would like to use my referral link: **https://join.monzo.com/c/g8wlspd** Monzo account is easy to get (no hard search on credit report), is part of CASS (so can be used for easy account switching) and is also protected by FSCS. Their app is also quite good and user friendly and the referral bonus is paid instantly, so it's definitely worth opening an account.


GitManMatt

Thanks OP! Monzo is a great banking app, focused on making banking simpler and more transparent for its users! They offer great methods of tracking your spending as well and really keep your money safe and secure. In Monzo’s own words: “Your invite link lives in the Monzo app. When you send it to someone, we ask for their mobile number. This sets the clock ticking. They have 30 days to download the Monzo app, apply for a current account (this can be a personal account, a joint account or a business account), add some money to their account, and pay for something using Monzo. Once they’ve done that we’ll automatically put £5 in both your accounts.” You can refer up to 100 friends as well! Steps: 1 - Click on the referral link below. Enter your phone number on the webpage. 2 - Download the app within 30 days, apply for an account and verify with a photo ID. 3 - Top up your account. 4 - Make a payment using Monzo and you will then receive the £5 bonus in your account. Do this within 30 days. My referral (£5 bonus): **https://join.monzo.com/c/1rt5w6r** Terms - https://monzo.com/legal/referral-scheme/terms-and-conditions Non-ref (no bonus) - https://monzo.com/ Enjoy, and thanks for signing up with my referral link.


Sylent20

[Monzo](https://monzo.com) is a verified digital UK bank, that allows you to create a full bank account for free with their easy to use app. It is great for tracking your spending and helping you budget, you can see a few more of the benefits [here](https://monzo.com/blog/2019/05/10/should-i-get-monzo). Right now, they are running a referral program where if you sign up and create a free Monzo bank account using a referral link, you will get a free £5 after making an online or in-store purchase with your physical Monzo card. This payment can be as small as £1, and can be spent anywhere. A good idea would be to pay yourself using a Revolut or PayPal account, this is what I did. I personally use Monzo a lot because a Monzo bank account can be very helpful when trying to complete any other offers here on r/beermoneyuk that require bank accounts. It’s easy and quick to use. *** ### Here is how to get your FREE £5: 1. [Click here](https://join.monzo.com/c/lcthn2y) to use my referral link and enter your phone number on the webpage to get an invite to the Monzo app 2. Download the Monzo app and set up a bank account, and pass all the verification checks (ID photo) 3. Wait for your Monzo card to arrive in the post (should take a few days), then top up your Monzo account 4. Make a purchase using the Monzo card, then you will instantly receive the £5 reward which you can withdraw to any other bank account if you wish *** *Note:* from the time you complete step 1 and enter your phone number you will have 30 days to complete the rest of the steps to be able to get the free £5.


charlie9361

If anyone would like to use my link to sign up 😊 free £5 for both of us https://join.monzo.com/c/2df5ng4


Scared-Gift8980

Monzo is a great bank to have for **transferring all your beer money** about. To get the **£5 bonus** I bought a £10 Tesco gift card for myself. Monzo also has **‘Pots’** that you can split your money into to save for different things which I find really handy. [Sign up here & get the £5 bonus after making your first purchase](https://join.monzo.com/c/504s4zx)


ChildishPanda69

If anyone wants to use my link. Thank You. https://join.monzo.com/c/7hfbjfj


Ritona

Thanks OP! **[heres my referral link](https://join.monzo.com/c/cm7b9zq)** thank you to anyone who uses it ☺️


PandaEyesDibbles

£5 for you, £5 for me, great app is a bonus - https://join.monzo.com/c/jj4sj12


RD7584

This offer is super easy to claim for a quick profit. I would appreciate it if anyone waiting to sign up could use my referral https://join.monzo.com/c/tb9bmky Drop me a message if you need any help Many thanks


DankGerhard

Thank you OP! I would really appreciate it if someone used my link: https://join.monzo.com/c/2kydvd8 Thank you in advance😄Please feel free to DM me if you have any questions


RiskyFuck

>* Great modern app, create pots to save and separate your money. >* One of the best for foreign spending and cash withdrawals. >* Get £5 for free now and £5 for everyone you refer. > >* Click **[my Monzo referral link](https://join.monzo.com/c/pygdlx8)** and sign up using your mobile number. > > >* Then, fund your account, and your £5 bonus will be credited within 30 days. > > >* There are multiple account tiers available with the free account still earning this bonus >* Use my referral code below, sign up, open an account, make a purchase using monzo, and receive your bonus >* **https://join.monzo.com/c/pygdlx8**


Slayerkodii

£5 when you sign-up and make a purchase within 30 days. You can refer up to 100 people. Steps: 1. Click here https://join.monzo.com/c/10lr8fx Enter your phone number on the webpage. 2. Download the app and verify ID. 3. Top up your account. 4. Make a payment of any amount and you will then receive the £5 bonus in your account. Do this within 30 days to receive bonus. That simple! Since using monzo It has actually become my main bank account because it has a feature where you can get paid a day earlier than you usually do at 4pm the previous day. So I usually get paid on Fridays, yet monzo let's me have it on Thursday every week at 4pm. So now my payday is Thursday Instead which I love, thought I may just share that with you guys as it helps me being paid early.


mopages

Thank you to anyone who uses my referral for their free £5 https://join.monzo.com/c/xhr556z


MrBarringtonIII

Monzo are by far the best current account out there at the moment, you can trust me on that I've tried almost all of them :) Would love it if you used my link. https://join.monzo.com/c/5c4txzy


cryptosteve000001

Thanks OP. Would appreciate anyone using my link.... https://join.monzo.com/c/4dcbwsy


letthepiefall

Super easy n glad I actually have a monzo card now Use my link plz xxx https://join.monzo.com/c/v36922q


Inevitable-Acadia-29

Good to see Monzo offering this! Been using Monzo for a couple years now, definitely the easiest banking app I’ve used. Sign up here and we’ll both get £5 🫡: https://join.monzo.com/c/6qz5gkq


marktobias

Nice one OP! I have Monzo as my main account now. Would appreciate if anyone used my link. https://join.monzo.com/c/gxgfrng


Steven46789

Thanks OP. Here's my referral if anyone wants to use it. https://join.monzo.com/c/1py2w4s


darthvader666uk

My Ref Link :) https://join.monzo.com/c/nlphqlq


Prestigious_Orange82

Check this out also please https://join.monzo.com/c/vdhdn6d


Prestigious_Orange82

https://join.monzo.com/c/vdhdn6d


gravyonToast

Mine is still available👍 https://join.monzo.com/c/phzdv2j


AverageHippo

Thank you to anyone who uses my link :) https://join.monzo.com/c/bsvgvyk